Ho Chi Minh City alone received more than $6.6 billion in incoming remittances. Remittance companies have constantly worked to diversify their money transfer services to satisfy the demand of money senders and recipients. Aside from traditional money transfer services, remittances now can be sent via e-wallets. Ho Chi Minh City alone received more than $6.6 billion in incoming remittances. Remittance companies have constantly worked to diversify their money transfer services to satisfy the demand of money senders and recipients.