HÀ NỘI — After only three years, Vietnam International Bank (VIB) has surpassed its rivals to enter the top of the credit card market. VIB joined the credit card market in 2019 but after only three years, the bank has seen impressive performance. Visa has implemented integrated card technology for the first time while Lazada has co-operated with Miniapp to implement embedded financial technology. Integrated card technology also supports users to immediately own a LazCard card without having to prove income or have a credit history. The new line of LazCard cards can be seen as the bank's next step on the journey toward a cashless society.